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Childcare is eye-wateringly expensive in the Bay Area. We pay our pre-school almost $5,000 a month to take care of our kids during the day. Sadly, that is not unusual here. And while we really like our pre-school, it’s not exactly a celebrity pre-school where kids get visits from former first ladies.
This level of expense means that, apart from a decent amount of ethnic diversity at our pre-school, the families with kids there are otherwise remarkably (but perhaps unsurprisingly) homogeneous: two parents in their mid-30s to early-40s who are both working professionals in good jobs with one, two, or maybe three children. A good deal of them, like us, grew up overseas.* The street turns into a parking lot for Teslas during drop off and pick up times.
We’re now going through a phase of life where we’re attending 4th and 5th birthday parties almost every weekend. This is a new experience for us. I quickly realized that these parties are always well-attended. It’s not because 4 and 5 year olds are inseparable best friends that are good at showing up for each other, but because it’s an easy way for parents to keep their kids occupied for a couple of hours while someone else has figured out how to feed and entertain them. The price of admission is a gift that you have probably regifted from someone who attended your own child’s birthday and regifted something that had already been regifted to theirs. There are only so many good gift ideas.
It’s difficult to avoid the temptation of comparing birthday parties. Each party is a public display of time, money, and by extension in an observing parent’s irrational and paranoid mind, love.
Every weekend, my mind spirals into the same pattern as I walk by yet another party with a bouncing castle: Am I doing enough for my child? Do I not love my child enough? Is my child going to think they aren’t loved because they didn’t have a bouncing castle? Why aren’t we ever invited to the parties with the bouncing castles? Or the Oscar-style party favor bags? Or the tonnage of balloon decorations that I’m sure are the cause for the nation’s helium shortage? And so on and so on.
I also find these parties awkward. Some families invite the whole class and maybe we know a handful of the parents there. Ten years ago, given the homogenous bunch we are, we probably would have got along just fine had we met at some random party. But it’s next to impossible to have a conversation of substance with the constant interruptions of a pre-schooler and their toddler sibling.
Also, my parental mind suspects that everyone is judging everyone else at these events. This part is not paranoia.
To wit, last weekend’s party. It was at a park that we had never been to before. New is good, as far as our kids are concerned, and they immediately raced off to find the nearest muddy puddle to jump into. The party was well-attended, very nicely done, and Formula 1-themed with liberal, unlicensed use of Ferrari insignia sprawled across six tables. It was immediately clear to us that these parents loved their child more than we loved ours.
Nonetheless, not all parents were so easily impressed. Shortly after we arrived we witnessed an exchange between one guest’s father and the birthday boy’s mother.
Guest’s Father: “Do you have a vegetarian table?”
There is a moment of silence while the birthday boy’s mother — a Persian woman who does not appear to be someone who is normally lost for words — is seen visibly struggling with how to respond.
“… no.” she finally says.
The guest’s father makes an equally visible annoyed face back.
The mother regains her footing and shoots back with thinly masked disdain: “Sorry I, um, forgot that children could be vegetarian.”*
Later in the party, the same father decides to share his perspective about an activity table where the kids are busy submerging a fleet of knockoff matchbox cars in a rainbow of glitter glue.
The vegetarian father, making a show of examining his frizzy wool sweater with disgust, sidles up to another person, who happens to be the birthday boy’s father.
“Glitter glue is the worst! You never, ever, ever give kids glitter! I’m going to leave here with glitter on me!”
The birthday boy’s father is unapologetic. “Well it doesn’t help you’re wearing a glitter magnet.”
As the party begins to wrap up, party favor bags are distributed. In the bag is a whistle. Seconds later, every kid discovers the joy of their Favorite New Toy. And also in that moment, everyone is judging the birthday boy’s parents.
When we leave, we pass by another party that has been setting set up for the past three hours and whose costumed guests are finally starting to arrive. It is a 3 year old’s birthday and it features freshly grilled food, drinks in four huge Yeti coolers, and the nation’s missing helium supply.
I pull my daughter back as she attempts to crash the party.
“Why can’t we go to that one daddy?”
* I literally only just realized why the word “abroad” is used more frequently in the U.S. to describe foreign lands than the word “overseas”, which is far more common in Australia. It is probably because, in Australia, every foreign country is across a sea.
** L’esprit de l’escalier: “Yes, but your kid is the only one who’s vegetarian so he’s going to be sitting all by himself.”
Further Observations

When I was in my mid-20s, an older cousin of mine decided he had to own an expensive sports car at least once in his life. When his shiny new Mercedes SLK AMG convertible arrived, I eagerly accepted his invitation to take a ride with him. It was a thrilling experience. The monthly lease payments on the thing were more than my salary at the time, and there were two things I remember most about that experience. The first was the seats, which were lowset and snug. As the engine revved to life, the seat belts automatically tightened — a wholly unexpected, but gentle and comforting embrace that signaled: this was something special. The second was that, as we pulled up to our first traffic light with the top down, it started to rain. Then the lights turned green. The hard-top roof only took about 15 seconds to close, but as we sat there immobile, waiting for salvation, we could only pretend not to notice everyone around smirking at us with a mix of withering ridicule and annoyance.
I was recently reminded of that experience in a surprising way. My one year old loves to give hugs, but only to his mother. He gives me no such affection. Occasionally, I need to take him from his mother’s arms. Upon seeing me approach with outstretched hands, he will yelp and bury himself into her, arms wrapped tightly around her shoulders. Susanne describes the experience as “heavenly”. My experience is different. Once the limpet is pried away from his lifegiver, I am instead left with a screaming, writhing infant who is doing his best to kick me.
So I was surprised earlier this week when I was out walking with him in the neighborhood (or rather carrying him, since it is impossible to get anywhere when every rock, flower and poisonous berry by the sidewalk warrants an inspection). Normally outward facing, he suddenly turned around, buried his face in my shoulder, and squeezed tight.
It didn’t take me long to realize that this was because we were approaching a house with a lawn full of particularly creepy animatronic halloween decorations, and he did not like it. As we passed a zombie struggling to take a stake out of its chest, he squeezed even tighter in silent terror.
For him, it was a death grip. But for me it was, as advertised, heavenly.
Taking advantage of the situation, I walked back and forth between the zombie and a skeleton, with Alex’s hug tightening in inverse proportion to our distance from the undead.
After I had my fill of manufactured affection at the expense of my child’s mental health, we continued our walk. A few feet later, I passed a skeletal jack-in-the-box, which suddenly leapt 8 feet into the air and towered over the sidewalk. I screamed like a baby. Alex giggled, and I could only pretend to laugh in response to the smirks of passers-by.

Further Observations


Warning: Lots of loud swearing👇






At this point I only run this blog to make this annual post.
Last year’s famous last words: “COVID. 2021 should be better!” I guess it was a better year for travel… but not by much!
Copenhagen, Denmark *
Blåvand, Denmark
Velje, Denmark †
Billund, Denmark †
Marielyst, Denmark
Carmel-by-the-Sea, CA
All places had overnight visits, unless marked with †.
* Multiple entries, non-consecutive days.
† Daytrip only.
‡ New country or territory.
I have gradually come to terms with the limitations of my time these days, and my rather modest goal for this year to write at least one substantial post on this site.
One day I will get back to a more regular cadence of posting!
2020 travel in a word: COVID. 2021 should be better!
Los Angeles, CA
All places had overnight visits, unless marked with †.
* Multiple entries, non-consecutive days.
† Daytrip only.
‡ New country or territory.
Yep. This site is squarely Gen Z.
Here’s the 2019 edition of this list. Got in 67k miles of flying – a recovery from 2018, but still a far cry from pre-fatherhood. Most interesting part was getting to visit 5 new countries! Not much planned for 2020, but we’ll see.
Singapore *
Bali, Indonesia ‡
Doha, Qatar
Copenhagen, Denmark *
London, UK
Helsinki, Finland ‡
Tallinn, Estonia † ‡
Taipei, Taiwan ‡
Kaoshiung, Taiwan
San Diego, CA
Sydney, Australia
Palm Springs, CA
Kyiv, Ukraine ‡
All places had overnight visits, unless marked with †.
* Multiple entries, non-consecutive days.
† Daytrip only.
‡ New country or territory.
It’s the last year of the decade! Happy New Year! In a few moments, we leave the 2010s and enter the 20s. And so I’m taking a few moments for a bit of introspection about the year just past and prognostication about the year to come.
But first, what happened over the last decade, in a paragraph? Most of my 30s has been spent in this decade. In the first half, I spent a lot of time doing two things: working and traveling. The happy confluence of discovering travel hacking and being of the age where friends were getting married meant I got to attend weddings in 10 countries! The second half of the decade was far more personally eventful: some big life milestones (mortgagee, started a family), 3 startups (sold one, left one, still working on one), did some legal consulting with a bunch of clients, and ended up going full time employed with one. The second half was also significantly more stressful.
2019
Travels. We took a trip in February to catch up with our extended family in Singapore and Copenhagen, with a side trip to Bali where we stayed at the amazing Amankila. While in Copenhagen, I also managed to squeeze a quick side trip to London, Helsinki and Tallinn. Domestically, we spent a weekend in San Diego for Susanne’s birthday, and some time in Palm Springs with Susanne’s parents for a break. Later in the year, we all went back to Copenhagen for Susanne’s dad’s 70th birthday. Work trips were unusually varied. A crazy deal took Susanne to Montreal twice, and Stuart went to Taipei, Kaoshiung, Sydney and Kyiv.
Work. Susanne had her highest billing month this year. I started a new job at Pango, which is a small company headquartered in Redwood City that sells products to protect consumer privacy and security, including a VPN product that has hundreds of millions of users. I continue to help out with Aerofiler, and the company landed its first 10 customers this year. We exhibited at CLOC Sydney and the Sydney-based team visited Silicon Valley as a part of UNSW’s 10x program.
2020
Politics. Some predictions:
The Economy. The low interest rate environment continues along with asset price inflation. Global debt continues to build, growing a massive powder keg that is in search of a spark. A spark could come in the form of increased interests rates, but central banks have little appetite to be hawkish. Wealth inequality will keep CPI low (all the inflation is in boomer assets and bananas duct-taped to walls, not wage growth for the blue collar worker, despite generationally-low employment rates). All this suggests that low interest rates are here to stay for a long time yet. Trump will try to juice the economy as much as he can to keep it going through to the election. There’s always the chance of a blow up somewhere in the world catalyzing a global crash, but it’s hard to see what that will be at this time (but I guess it always is).
Inequality. The growing wealth inequality continues, and I don’t see any way the trend reverses, short of social unrest and dramatical changes in the political landscape. One pedestrian example of how the gap between the haves and have nots increases: We were doing the maths on owning versus renting a house here, and if you consider the costs of home ownership (mortgage interest, homeowner’s insurance, and property tax), due to the tax deductibility of mortgage interest, we’re only paying slightly more for our house than the 2-bed 1-bath apartment we were renting a few years ago (and rents have since gone up). Additionally, mortgage principal repayments are a form of forced saving, and exposure to capital appreciation has been good in the current economic climate.
Real Estate. I’m expecting the Bay Area market to continue treading water. After 2019’s spate of IPOs, property prices haven’t really moved. The media has reported a bunch of IPOs bombing, but it’s all relative. A bunch of people still made millions – just not as many millions. Except for the poor sods at WeWork not named Adam Neumann. As to which, see the inequality point above.
In the meantime, Denmark’s residential mortgage rates (as low as -0.5%) tempted me to take a look into the Copenhagen market. It turns out that Denmark is pretty xenophobic and that it’s pretty tough to own property unless you know how to properly pronounce the word “hvad”. Luckily, I have access to such an individual, but she thinks that everything is too expensive. I reminded her that I thought property in Menlo Park was too expensive for the last 7 years and look where my prognosticating got us. Not in Menlo Park.
Tech. The IPO I’m most anticipating in 2020 is Airbnb. Assuming their financials hold up (they spent a lot of money on marketing in their last leaked financials), I don’t think the WeWork debacle and Uber disappointment will act as a drag. They’re meant to be profitable or at least profit-able (excluding stock-based comp, which is somewhat misleading but par for the course for private companies around here).
Privacy. Will continue to get a lot of scrutiny and Facebook will continue to be a punching bag. Their reputation when it comes to privacy has been in the muck for some time now. But as always, people will complain, and then keep using it. I think that’s going to be true with any service that has a lot of utility – privacy is a theoretical issue, but your ability to see photos of your friends in exotic locations, the latest Trump tweet, or memes provide an immediate shot of dopamine (or maybe just a dose of FOMO) that just steamrolls it. Indeed, Facebook’s stock is at a high, so they’re continuing to make more money in spite of all that has happened. The only way that changes is that the government breaks it up.
On the privacy regulation front, I’ve been a bit skeptical ever since Ashley Madison happened. The absolute nuclear event for a privacy lawyer is a security breach where all your customer data is exposed to the public. Ashley Madison is a site for people who want to have affairs. They experienced that nuclear event in 2015. Real names, home addresses, search history, and credit card information were all exposed. 60 gigabytes of it (granted, most of it was fake accounts). All of it obviously extremely sensitive. People reportedly committed suicide over the leak. This should have shut them down for good, but the site settled its lawsuits is still alive today. I don’t think that the privacy laws that have been passed in Europe and California since would have changed this much.
We have Alexa, Siri, Google, and Cortana in our homes – always listening. We use devices (mobile phones, cars) that let people we don’t know, know where we are 24/7. No one really seems to care. I mean, truly care. Of course, everyone talks about it, but no one really does much about it.
Tech. WWDC was this week. My takeaways: (1) Apple announced iPadOS, which is essentially a fork of iOS. They’re going the opposite of the way that Windows went, which was to have one unified OS that runs on all device types. (2) The following are getting updates, as usual (noting items that caught my attention): tvOS (new undersea screensavers), watchOS 6, iOS 13 (grant one-time location permissions, Notes app updates, Sign in with Apple, multi-AirPod music sharing), macOS Catalina (iTunes is being replaced by Music, Podcasts, and TV apps, use an iPad as a secondary display or drawing tablet, new Find My app, screen time for desktop). (3) There’s a new Mac Pro and accompanying Pro Display XDR monitor. Seemingly targeted at video editors, the rig is beefy and expensive. Prices start at $6k for the computer (with a 1400W PSU!), $5k for the display (32″ 6K display at a really bright 1600 nits, 4 USB-C ports on the back). The display doesn’t come with a stand. Apple will sell you a stand for $1k.
Sports. At 1-3, the Warriors are in trouble. Maybe they needed Durant after all.
Movie. Always Be My Maybe is pretty enjoyable for a rom com. It’s on Netflix.
TV. Game of Thrones finished a few weeks ago, but the New Yorker published an entertaining interview with Emilia Clarke.
In other news… (1) The DOJ will investigate Apple and Google and the FTC will investigate Amazon and Facebook regarding antitrust. (2) The tariff war continues, with China announcing plans for an “unreliable entities list” in response to the U.S. denying access to American technology for Chinese companies, throwing supply chains into disarray. (3) China has threatened to disrupt the supply of rare earth elements. China produces more than 90% of the world’s supply and plays a huge role in processing them. (4) Peleton filed confidentially to go public.
Nothing much to report – things have been busy.

Eleven people died this climbing season, the most in recent years.
Politics. Australia’s federal election was held this weekend and, in a shocking result, the Liberal party won re-election and Scott Morrison will continue as Prime Minister. Bookies and pundits alike were predicting a sure Labor victory, but a mixture of complacency, faulty polling, and policy miscalculations appear to have undone Labor leader Bill Shorten. Pocketbooks won out over climate change. (For my non-Australian readers, Labor is left leaning, and Liberals are right leaning.)
+ I don’t closely follow Aussie politics these days, but a Whatsapp group I’m on with a few Aussie mates felt reminiscent in tone of the conversations I was having locally after Trump’s 2016 victory.
+ To the glee of many, former PM Tony Abbott lost his seat to former Olympic medallist, Zali Steggall. Abbott had held the seat for over two decades.
+ Also, Engadine Maccas 1997.
Law. Lots of media attention this week over states passing draconian and extreme anti-abortion laws. In Alabama, a bill was signed into law by its female governor which will outlaw abortion procedures from the moment of conception with no exceptions for rape or incest. The penalty is up to 99 years imprisonment – in other words, a life sentence. Even Trump thinks that goes too far.
+ Under existing precedent, the law is obviously unconstitutional, but the Alabama legislature has made clear that it was designed as a vehicle to press the issue with the Supreme Court in an effort to overturn Roe v. Wade. And they have also made it clear that they don’t really care about the collateral damage that occurs to women in the meantime.
+ The NY Times has a compelling feature about the impact of laws like this on women.
Finance. (1) Uber IPOed. It ended the week below its IPO price with a market cap of about $70bn. One problem was that, in raising billions of dollars in years past, the investors who would normally be investing in the IPO already were shareholders. But folks, it’s early days.
(2) The worst of the 2008/09 financial crisis is now 10 years in the past. That means some metrics on fund returns now look a lot better than they did a couple months ago:
The standard long-term metric used by financial-services companies on your quarterly statements is 10 years. But “recall that before stocks began rising with the start of the long bull market on March 9, 2009, they had fallen sharply.” The S&P 500 plummeted more than 50 percent in the previous two years. But — poof! Thanks to “the arbitrary logic of the calendar,” those miserable bear market figures are no longer incorporated in the 10-year returns. Don’t be misled by great-looking numbers that can provide an incomplete picture.
Startups. A classic article on finding product-market fit.
In other news… (1) Game of Thrones is ending tonight, and based on leaked reports, this earlier comment from showrunner Dan Weiss is looking quaint: “I’m hoping for the Breaking Bad [finale] argument where it’s like, ‘Is that an A or an A+?'”. Uh, yeah. (2) Big Bang Theory wrapped up its run earlier in the week with a touching finale. (3) The Warriors are going to roll through to their fifth straight NBA championship finals. (4) Architect I. M. Pei died. (5) Grumpy Cat died.
It’s an uncharacteristically rainy and cold May in the Bay Area…
Susanne and I are finally getting around to putting an estate plan in place with an estate attorney. She asked for recommendations from work and received a dozen. After getting quotes and speaking with a few of those attorneys, we settled on one we really liked and who offered us a flat fee billing model.
Estate planning is more than putting a will in place. To execute a will, it needs to go through a probate process, which is expensive and public. To avoid this, assets get placed in a trust, which allows them to be distributed more efficiently and privately. In addition, there are advanced health care directives, HIPAA consents, guardianship nominations, and powers of attorney to consider.
In case you haven’t been watching what has been happening to Bitcoin recently…

Health. No one enjoys visits to the dentists, but it turns out it’s not just the fear of physical pain anymore. Some dentists are carrying out unnecessary and invasive procedures to line their own pockets:
Lund extracted the wisdom tooth with no complications, and Mitchell began seeing him regularly. He never had any pain or new complaints, but Lund encouraged many additional treatments nonetheless. A typical person might get one or two root canals in a lifetime. In the space of seven years, Lund gave Mitchell nine root canals and just as many crowns. Mitchell’s insurance covered only a small portion of each procedure, so he paid a total of about $50,000 out of pocket.
As if there wasn’t enough that was wrong with the American healthcare system…
Tech. Chris Hughes, one of Facebook’s numerous wealthy co-founders, penned a long article in the NYT arguing that Facebook should be broken up. One opinion from a friend in a Whatsapp group: “I reckon this will happen, feels inevitable”.
+ There’s certainly a swelling trend towards recognizing the dark side of social media’s impact on society. Perhaps the best place to look is how Silicon Valley workers think about tech and raising their kids. All I know is that our parents didn’t need to deal with this when we were kids – it’s all new ground. (That said, as someone fortunate to have a modem with BBS access in the early 90s, and net access in the mid-90s, I’m sure my parents wouldn’t have been happy to find out that my teenage-self had access to stuff like the Anarchist Cookbook and rotten.com…)
Books. I’ve never read Danielle Steele’s novels, but apparently she has written 179 of them, including one that topped the NY Times bestseller list for a record 381 weeks. How the Hell Has Danielle Steele Managed to Write 179 Books? I’ve read a total of zero books this year. There are two waiting on my nightstand, but I just haven’t been able to make time for it.
Deals. Did you know that Amazon sends out free samples? You don’t even have to be a Prime member. Register here.
In other news… (1) Warriors take out the Rockets in a great series. (2) Uber started trading on Friday. (3) Tariff Man strikes again. (4) The House Judiciary Committee voted to recommend that Attorney General William Barr be held in contempt of Congress.
Firstly, happy Mother’s Day to all the mums out there!
The weather has finally turned warm in the Bay Area and we felt it was time to replace our trusty 6 year old Weber Q 220 BBQ. We got a lot of mileage out of it, but it has a lot of wear and tear – the igniter is broken and a number of burner holes are now clogged.
After a lot of research and YouTube videos, I settled on the Weber Genesis II E-310 3-burner liquid propane grill. There are several important things in a gas grill, and the Weber has them all: a burner design that gives good heat distribution, thick steel for heat retention, easy to clean (the whole catchment tray is removable), lockable wheels for mobility, and a 10-year warranty. Ace Hardware is also running a promotion that provided free delivery and assembly.


Game of Thrones is trending… down
Bonus link: r/freefolk (currently the home of memes pillorying Season 8)